Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Financial Fixes: The Hidden Costs of Home Ownership Six out of 10 millennials regret buying a home because they weren’t prepared for the hidden costs. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer.